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|I have lost
my father because of TATA Motors
this news send by "Nitin
All Indians knows that TATA is a huge business group in India and this group has very good reputation also. Due to this reputation me or my family has never hesitated to use any TATA product. In fact I am right now having many TATA products like TATA Car, TATASky DTH, TATA Phone, Voltas A/C and many more.
But due to my last experience with TATA Motors. I am unable to continue the TRUST I have on TATA group. Let me explain you why.
I have TATA Indica Car which my father bought in September 2007. This car was financed through TATA Motors Finance. Unfortunately due to recession period last year my father was unable to pay some EMIs from Nov 2008 to Feb 2009.
Because remaining loan amount was around INR 2, 18,000 and my financial position was not good. I declined to make this payment and I asked collection officers to take the car instead. But nobody came back to take the car. In July 2009 Trilochan Singh again came to me and offered a deal. He said he can do the settlement of this loan in 1,50,000 only. Now because I was not getting any solution and I wanted to get rid of TMF. I took a personal loan from HDFC bank and on July 18, 2009 I did the payment of INR 1,50,000 to TATA Motors Finance. In return Sachin Gupta gave me a Full n Final settlement letter and a payment slip. He told me that I shall get the NOC in 15 days. I have attached the FnF letter with this email
After 15 days when I called Sachin Gupta he did not pick my phone. I tried many times but he was not picking up my phone. Then I wrote an email to TATA Motors Finance customer care. I received a phone call this time from Sachin Mishra. He told me that the payment of 1,50,000 which I did on July 18, 2009 has been accepted by TATA Motors finance but there was not any commitment from TMF to close this loan on said amount. He said I have to pay remaining amount to close this loan. When I explained him the complete story he asked me to send the scan copy of FnF letter. After this I did sent the scan copy of FnF letter to Sachin Mishra then he called me back after 2 days and said this letter is not issued from TMF.
Then I went in Civil Court against TATA Motors Finance to know the authenticity of this FnF letter. Now TMF lawyer was also accepting outside court that this letter was issued by TMF employee only but what he did inside court was shocking he filed an application in court that this case cannot run in Civil court in fact it should be sorted out in some Arbiter court.
I am the only earner in my family. I am already harassed to the extreme level by TMF recovery team. I have already lost my father because of them. If anything happens to me now I hold TATA Motors responsible for it. I know TATA is big organization and small incidents like this will not bother anybody in the organization. But I shall definitely do my bit to spread awareness about this face of TATA Motors. I have already started writings blogs on this. I work in an organization with around 15000 people in India and 3,50,000 worldwide. Already 300 people have agreed to write at least 1 blog on this. Certainly TMF people can ditch me and can take my car because due to my financial condition I cannot fight legal case against TMF and I don't understand what aribitory is.
As a common man, I believe I have already gone to extreme level to fight this issue. I have wrote email to the Managing Director of TATA Mators (Mr. Ravi Kant) 2 times before this email but no solution. I wrote my last email to Chairman (RATAN TATA), Managing Director (Mr. Ravi kant), Managing Director -India Operation (Mr. P M telang), President -Passenger Cars (Mr. Rajiv Dube), Managing Director -Tata Motor Finance (Mr. Shyam Mani) and Corporate Communication (Mr. Debasis Ray) but still no solution.
I am attaching the FnF letter and a phone call I recorded when I spoke to Sachin Gupta in between this fight. In this call he has accepted everything.
Below are my loan details and the contact details of Sachin Gupta and Sachin Mishra.
Name: Sachin Gupta
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